𝗪𝗵𝗮𝘁 𝗜𝘀 𝗮 𝗥𝗲𝘃𝗲𝗿𝘀𝗲 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲?
A reverse mortgage allows homeowners 62+ to convert home equity into income—without selling or making monthly payments. Instead of paying the bank, the bank pays you. The loan is repaid when you sell, move, or pass away.

💡𝗪𝗵𝘆 𝗖𝗼𝗻𝘀𝗶𝗱𝗲𝗿 𝗜𝘁?
✅ Supplement retirement income without touching investments
✅ Stay in your home while accessing equity
✅ Tax-free proceeds (not considered taxable income)
✅ No monthly mortgage payments required
✅ Flexible disbursement options (lump sum, monthly payments, or line of credit)

⚖️ 𝗧𝗵𝗲 𝗥𝗲𝗮𝗹𝗶𝘁𝘆 𝗖𝗵𝗲𝗰𝗸
This isn’t for everyone. The costs can be higher than traditional mortgages, and it reduces the inheritance you leave behind.

𝗕𝘂𝘁 𝗳𝗼𝗿 𝘁𝗵𝗲 𝗿𝗶𝗴𝗵𝘁 𝘀𝗶𝘁𝘂𝗮𝘁𝗶𝗼𝗻
—when you plan to age in place and need steady income
—it can be a lifeline.

🎯 𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝗶𝗰 𝗨𝘀𝗲 𝗖𝗮𝘀𝗲𝘀
Bridge the gap before Social Security or pension begins
Cover healthcare or long-term care expenses
Delay claiming Social Security for higher benefits
Create a financial cushion without selling investments during market downturns

📘 𝗧𝗵𝗲 𝗕𝗼𝘁𝘁𝗼𝗺 𝗟𝗶𝗻𝗲
Your home isn’t just where you live—it’s potentially your largest asset. Before dismissing reverse mortgages due to stigma, consult with a financial advisor to see if it fits your retirement blueprint.

Have you considered how home equity could support your retirement? What concerns do you have about this strategy?

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