When it comes to investing in mutual funds, one of the first decisions you’ll face is how to put your money to work: through a Systematic Investment Plan (SIP) or a lumpsum investment. Both methods have their advantages, and the right choice depends on your financial goals, risk appetite, and investment discipline. Let’s break down […]
Good News: ICICI Bank Lowers Minimum Balance for Urban Areas
🚨 ICICI Bank Revises Minimum Balance Rule for Urban Customers In a move that will bring relief to many, ICICI Bank has rolled back its earlier ₹50,000 minimum average balance (MAB) requirement for urban locations. ✅ What’s New? The bank has revised the MAB to ₹15,000 for new customers in urban areas, easing the burden […]
Is Your Money Working for You? The Real Story.
Taking a loan and calling yourself wealthy is like skipping meals and calling yourself healthy. It might feel okay in the short term, but that comfort comes at a significant cost. In the world of finance, it’s easy to mistake leverage for liquidity, income for security, and market highs for personal financial growth. But just […]
Smart Ways to Buy an iPhone with No EMI Cost
India’s iPhone craze is real — sales are up 400% — and a big driver is the magic phrase: “No-Cost EMI.” But is it truly no cost? Or just clever marketing? 💡 Here’s the breakdown: 🔹 You Lose Instant Discounts Pay upfront and you might get ₹5,000–₹10,000 off. On EMI? That discount vanishes. 🔹 Hidden […]
