Hello, friends! ๐ In our last post, we discussed building an emergency fund as your financial safety net.Today, weโll take the next step โ saving for your dreams with a focused, goal-based approach. Why Goal-Based Saving is a Game-Changer If youโre saving money without a specific purpose, chances are that one day youโll think:“Whatโs the […]
Understanding Your CIBIL Score: Your Key to Financial Freedom
In India today, whether youโre applying for a home loan, car loan, or even a credit card, one thing comes first โ your CIBIL Score.Issued by TransUnion CIBIL, this three-digit number is a snapshot of your financial reliability and plays a big role in how lenders see you. What is a CIBIL Score? Your CIBIL […]
Indians Are Taking More Personal Loans for Travel, Study Reveals โ๏ธ
A new report by Paisabazaar, recently covered in The Times of India, reveals a striking shift in how Indians are using personal loans. In the first half of 2025, nearly 30% of all personal loans were taken for travel purposes โ a steep rise from 21% in 2023. This clearly indicates that Indians, especially the […]
How to Get Out of Debt Faster: Debt Snowball vs Debt Avalanche Explained
Today on our journey to financial freedom, weโve reached Day 8, and the topic is โ โHow to Get Out of Debt?โ Credit card bills, personal loan EMIs, money borrowed from friends โ together, these can feel like a huge burden. But donโt worry โ there are two powerful debt repayment strategies that can help […]
