A new report by Paisabazaar, recently covered in The Times of India, reveals a striking shift in how Indians are using personal loans. In the first half of 2025, nearly 30% of all personal loans were taken for travel purposes — a steep rise from 21% in 2023. This clearly indicates that Indians, especially the […]
How to Get Out of Debt Faster: Debt Snowball vs Debt Avalanche Explained
Today on our journey to financial freedom, we’ve reached Day 8, and the topic is – “How to Get Out of Debt?” Credit card bills, personal loan EMIs, money borrowed from friends – together, these can feel like a huge burden. But don’t worry – there are two powerful debt repayment strategies that can help […]
Week 1 Financial Journey Review – Celebrate Small Wins and Plan Ahead 💰✨
Another week has flown by, and it’s time to pause, reflect, and review our financial journey. Over the past seven days, we’ve taken small but meaningful steps towards financial freedom. Today, we will look back at our progress, celebrate our wins, and prepare for the coming week with fresh motivation. What Did You Learn in […]
How a Good Loan Can Change Your Life – Understanding Good vs Bad Debt in the Indian Context
In India, taking a loan has now become a common part of life. For some, it’s a necessity; for others, it’s a tool to improve their lifestyle and achieve bigger goals. But here’s the truth – not all loans are the same. Some loans can help you grow financially, while others can drain your resources. […]
