Fresh graduates often fall into the same trap – they receive their first paycheck and immediately upgrade their lifestyle. But Arjun chose a different path when he landed his first job in September 2023 at ₹45,000 per month. The Unconventional Goal While his friends celebrated with expensive gadgets and lifestyle upgrades, Arjun set an ambitious […]
From ₹8 Lakh Debt to ₹2 Lakh Savings in 18 Months: How One Professional Transformed Her Financial Life
The Starting Point: Drowning in Silent Money Leaks In January 2023, Priya faced a financial wake-up call that changed everything. With ₹8 lakh in debt spread across EMIs, credit card balances, and mounting late fees, she realised her money management was completely out of control. Unlike many debt stories, Priya wasn’t spending on luxury items […]
How to pick the best bank for your money in 2025
Welcome to Day 5 of our Financial Literacy Series.Today, we explore one of the most essential pillars of personal finance – banking. For many, a bank is simply a place to store money, but in reality, it plays a much larger role. Banks provide a secure platform for savings, facilitate payments, and offer tools to […]
Differentiating Needs vs. Wants: Smart Spending Habits for a Secure Future
In the pursuit of financial security, one of the most powerful skills you can develop is the ability to distinguish between a need and a want. It sounds simple, but in a consumer-driven world, the lines can easily blur. Learning to make this distinction is the cornerstone of smart spending habits and the foundation for […]
